OUR TRUSTED LENDERS
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WE’RE HERE TO BRING YOU HOME
Expert advice and residential mortgages tailored to you
HOW CAN WE HELP?
Our goal is to make you feel comfortable and confident every step of the way, with ongoing advice and support - from initial call to final closing.
Effectively navigating the mortgage process can be frustrating and confusing. We help reduce the stress and uncertainty by working closely with you to find a mortgage that fits your lifestyle and financial goals.
We assess a variety of available lending options from traditional big banks, credit unions, monoline and alternative lenders, effectively streamlining the process to help you get the best possible mortgage product.
Purchase
Whether you're a first-time homebuyer or experienced homeowner, we are here to make the buying process as efficient and stress-free as possible. Providing the best rates, clear communication and attention to detail, we make it easy to get through the door and into your dream home or investment property.
Refinance
Your home is your most valuable asset and we can help you unlock equity to access funds at a lower rate than other personal loans. Whether it’s to finance another property, home renovations, invest in other sectors or to consolidate debt - we can help you strategize your best options. Get in touch so we can discuss your specific situation.
Renewal / Transfer
Is your mortgage term coming up for renewal? Get in touch with us as early as 4 months prior to your mortgage maturity date so we can analyze all of your options. We will assess the ability to transfer your mortgage to a different lender for a better rate/product or to remain with your existing lender.
Why Choose Us?
Knowledge & Trusted Expertise
With a combined 15 years of experience, we have in-depth familiarity with the underwriting process of how to structure your mortgage application for success along with established connections with banks, credit unions and private lenders.
Attention to Detail
We know that the key to success is in the details. We consider all aspects of your mortgage as if it were our own, with the highest level of professional diligence to avoid any unnecessary delays.
Ongoing Advice & Support
We’re here to help you achieve your goals and help you feel empowered with the best advice and latest financing offers from a variety of lenders. Let us quickly assess your purchase price capability and give you the necessary information to win your bid.
Personal Service
Communication is paramount, which is why we keep you informed with personalized one-on-one service and regular updates.
What People Are Saying
READY TO GET STARTED?
FAQ
Every situation is different. The first step is to arrange a phone call with us ASAP so that we can gather some key information. Once we have a better understanding of your situation, we will follow up with a list of documents pertaining to income, debt, credit history etc. which are key pieces of information to accurately underwrite your file.
Alternative lenders are NOT private lenders. Often referred to as B-lenders, there is a growing market of alternative financing options for borrowers that don’t fit the criteria for banks or traditional financial institutions. This can often apply to clients with non-traditional income, unstable credit, or those unable to meet maximum debt-service ratios. Although interest rates can be slightly higher with these types of loans, they offer a midpoint and short-term solution between a bank-issued mortgage and a private lending solution.
A second mortgage is an additional loan taken out on a property that is already mortgaged. As with any loan, it’s necessary to carefully consider the costs and benefits. As mortgage specialists, we work to ensure this is the right plan of action for you and discuss an exit strategy with a road map of how to accomplish it.
A reverse mortgage is a type of mortgage refinancing that allows homeowners over the age of 55 to access 10-50% of the equity of their home as a lump sum or over time. This is a great option for someone that is retired or retiring with fewer cash-flow options as there is no requirement to make monthly payments or to qualify based on income, credit, or health.
Caymus Mortgage Capital Group
#200 – 111 Gordon Baker Road
Toronto, ON M2H 3R1
info@caymusmortgagecapital.ca
Simply put, we dedicate ourselves to finding the best solutions and interest rates for our clients. Bringing many years of experience, our reputation as elite mortgage specialists is based on a track-record of outstanding service, efficient turnaround times and very transparent navigation.